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Through volunteer labor and donations of money and materials, Habitat for Humanity - Cape Area builds simple and affordable homes in partnership with Habitat partner families. Habitat homes are then sold to qualified partner families at no profit and financed with affordable, 0% interest loans. The homeowner is responsible for the monthly mortgage payment, property tax payment and homeowners' insurance. The revenue received from the monthly mortgage payments is used to build more homes. We work towards our vision by building strength, stability and self-reliance in partnership with people and families in need of a decent and affordable home.